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6.2. Overall Statuses of Islamic Finance Architectural Institutions .......................................... 198 6.2.1. Legal Infrastructure.................................................................................................................... 198 6.2.2. Regulation and Supervision .................................................................................................... 199 6.2.3. Shariah Governance.................................................................................................................... 200 6.2.4. Liquidity Infrastructure ............................................................................................................ 201 6.2.5. Information Infrastructure...................................................................................................... 201 6.2.6. Consumer Protection & Financial Literacy....................................................................... 202 6.2.7. Human Capital and Knowledge Development................................................................. 202 6.3. Infrastructure Institutions at the International Level ........................................................... 204 6.3.1. Legal Infrastructure.................................................................................................................... 204 6.3.2. Regulation and Supervision .................................................................................................... 204 6.3.3. Shari’ah Governance Framework ......................................................................................... 205 6.3.4. Liquidity Infrastructure ............................................................................................................ 205 6.3.5. Information Infrastructure...................................................................................................... 206 6.3.6. Consumer Protection & Financial Literacy....................................................................... 207 6.3.7. Human Capital and Knowledge Development................................................................. 207 6.4. Conclusions .............................................................................................................................................. 208 7. Policy Recommendations................................................................................................................................. 209 7.1. Policies at the National Level................................................................................................................... 209 7.1.1. Legal Infrastructure............................................................................................................................ 209 7.1.2. Regulations and Supervision .......................................................................................................... 210 7.1.3. Shariah Governance Framework .................................................................................................. 210 7.1.4. Liquidity Infrastructure .................................................................................................................... 211 7.1.5. Information Infrastructure .............................................................................................................. 212 7.1.6. Consumer Protection & Financial Literacy ............................................................................... 213 7.1.7. Human Capital and Knowledge Development......................................................................... 214 7.2. International Policies and Recommendations ................................................................................. 215 7.2.1. Legal Infrastructure............................................................................................................................ 215 7.2.2. Regulatory Infrastructure ................................................................................................................ 216 7.2.3. Shari’ah Governance Framework ................................................................................................. 216 7.2.4. Liquidity Infrastructure .................................................................................................................... 217 7.3.5. Information Infrastructure .............................................................................................................. 218 7.2.6. Consumer Protection & Financial Literacy ............................................................................... 218 7.2.7. Human Capital and Knowledge Development......................................................................... 219 7.3. Lessons and Conclusions........................................................................................................................... 220