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List of Figures
Figure 1: Major Banks' Market Capitalization .................................................................................................... 8 Figure 2: GDP per Capita............................................................................................................................................17 Figure 3: GDP Growth Rate .......................................................................................................................................17 Figure 4: Bank Assets ..................................................................................................................................................18 Figure 5: Domestic Credit Provided by Financial Sector .............................................................................19 Figure 6: ATM Numbers .............................................................................................................................................20 Figure 7: Bank Branch Numbers ............................................................................................................................20 Figure 8: Bank Concentration (percentage) ......................................................................................................21 Figure 9: Deposit Concentration: Herfindahl-Hirschman Index...............................................................22 Figure 10: Total Assets in OIC Countries (2014).............................................................................................24 Figure 11: Total Assets in US Banking System (2014)..................................................................................24 Figure 12: Geographical Use of Derivative Contracts (2014) ....................................................................25 Figure 13 Total Assets in EU Banking System (2014)...................................................................................25 Figure 14: Liabilities in OIC Countries (2014)..................................................................................................25 Figure 15: Liabilities for US Banks (2014).........................................................................................................26 Figure 16: Liabilities for EU Banks (2014).........................................................................................................26 Figure 17: Bank Capital-Asset Ratio .....................................................................................................................27 Figure 18: Bank Regulatory Capital ......................................................................................................................27 Figure 19: Tier-1 Capital Ratio................................................................................................................................28 Figure 20: Common Equity-Total Equity Ratio................................................................................................29 Figure 21: Risk-Weighted Assets ...........................................................................................................................29 Figure 22: Securities ....................................................................................................................................................30 Figure 23: Loans Decomposition (% of Total Gross Loans) .......................................................................30 Figure 24: NPL Ratio....................................................................................................................................................31 Figure 25: Loan-Deposit Ratio.................................................................................................................................32 Figure 26: Return on Assets .....................................................................................................................................32 Figure 27: Profitability ...............................................................................................................................................33 Figure 28: Return on Equity .....................................................................................................................................33 Figure 29: Liquid Assets over Total Assets ........................................................................................................34 Figure 30: Liquid Assets over Short Term Liabilities....................................................................................35 Figure 31: Leverage Ratio .........................................................................................................................................35 Figure 32: Common Equity over Total Assets ..................................................................................................36 Figure 33: Off-Balance Sheet over Total Assets ...............................................................................................36 Figure 34: Derivatives over Total Assets ............................................................................................................37 Figure 35: Hybrid Capital Debt in Tier-1 Capital.............................................................................................45 Figure 36: Legally Allowed Regulatory Capital................................................................................................46 Figure 37: Regulatory Minimum Capital Requirements ..............................................................................57 Figure 38: Capital Adequacy Regimes..................................................................................................................58 Figure 39: Supervisory Authorities' Responsibilities....................................................................................59 Figure 40: Distribution of Islamic Banking Assets..........................................................................................66 Figure 41: Growth Rate of Islamic Banking .......................................................................................................67 Figure 42: Islamic Banking Assets to Total Conventional Assets.............................................................67 Figure 43: Islamic Banking Tier-1 Capital Ratio..............................................................................................68 Figure 44: Islamic Banking Total Capital Ratio................................................................................................69 Figure 45: Islamic Banking Common Equity to Total Asset........................................................................69 Figure 46: Islamic Banking Common Equity to Total Equity .....................................................................70