Improving Banking Supervisory Mechanisms
In the OIC Member Countries
32
Figure 25: Loan-Deposit Ratio
Source: Bankscope
3.1.4 Profitability of the Banking Sector in Selected OIC Countries
Profitability of the banking sector in member countries remain at moderate levels for most of
the member states despite the heightened volatility in global markets. The relevant measures
for the banking profitability are return on asset and return on equity ratio together with net
interest margin.
Figure 26: Return on Assets
Source: IMF-FSI
0%
20%
40%
60%
80%
100%
120%
140%
160%
180%
200%
Total Loans/Deposits
2008
2009
2010
2011
2012
2013
-8
-6
-4
-2
0
2
4
Turkey Malaysia Saudi Arabia UAE Pakistan Indonesia Kazakhistan
Bank Return on Asset
2008
2009
2010
2011
2012
2013