Financial Outlook of the OIC Member Countries 2016

weighted average, meaning banks with lower assets have higher Net Loans over Total Assets.

Hence, small banks give loan in higher share in their assets.

Figure 3: Net Loans over Total Assets in 2014 (%)

Note: Comoros and Guinea Bissau are excluded due to unavailable data. Somalia has no bank coverage in

Bankscope database.

Source: COMCEC Coordination Office staff estimations from Bankscope database

Banking system profitability is important for a sustainable business. There is a trade-off

between bank profitability and the financing cost of the private sector. There is no correct

figure about how high the ratio should be to have healthy banking system and low financing

cost for the country’s business sector. The profitability should align with the riskiness. Figure

4 shows Return on Average Asset in 2014. The highest profitability figure is in Sudan with 3.8

per cent.

Figure 4: Return on Average Assets in 2014 (%)

Note: Comoros and Guinea Bissau are excluded due to unavailable data. Somalia has no bank coverage in

Bankscope database.

Source: COMCEC Coordination Office staff estimations from Bankscope database

0,00

10,00

20,00

30,00

40,00

50,00

60,00

70,00

80,00

TUNISIA

OMAN

KAZAKHSTAN

QATAR

AZERBAIJAN

INDONESIA

UNITED ARAB EMIRATES

ISLAMIC REPUBLIC OF IRAN

TURKEY

MALAYSIA

TOGO

MOROCCO

KYRGYZSTAN

CAMEROON

SENEGAL

SAUDI ARABIA

GABON

TAJIKISTAN

BANGLADESH

BURKINA FASO

UZBEKISTAN

NIGER

MOZAMBIQUE

KUWAIT

MAURITANIA

COTE D'IVOIRE

CHAD

ALGERIA

BAHRAIN

SURINAME

PALESTINIAN TERRITORIES

UGANDA

JORDAN

NIGERIA

MALI

GUINEA

GUYANA

SUDAN

TURKMENISTAN

BRUNEI DARUSSALAM

MALDIVES

BENIN

ALBANIA

PAKISTAN

EGYPT

LEBANON

IRAQ

SIERRA LEONE

SYRIAN ARAB REPUBLIC

AFGHANISTAN

GAMBIA

DJIBOUTI

LIBYA

YEMEN

Simple Weighted

-2,00

-1,00