126 / 161
Retail Payment Systems
In the OIC Member Countries
108
Commercial)
Electronic Direct/ACH
Transactions
3,260.1
3,651.3
4,125.9
4,922.7
5,006.4
5,131.5
Paper Payment Transactions
81,688.3
80,409.6
79,087.9
77,691.2
76,225.1
72,372.0
- Cash Transactions
81,649.4
80,370.3
79,046.9
77,649.4
76,185.7
72,333.0
- Other Paper Payment Types
38.9
39.3
41.1
41.8
39.4
39.0
Consumer Payment
Transactions
85,233.2
84,397.7
83,594.7
83,110.0
81,859.8
78,300.9
M-Commerce by Category: Value 2009-2014 (IDR bn)
Mobile Phone M-Commerce
-
-
-
-
7,554.9
11,632.1
- Mobile Phone - Proximity
-
-
-
-
377.7
697.9
- Mobile Phone - Remote
-
-
-
-
7,177.2
10,934.2
Tablet M-Commerce
-
-
-
-
2,518.3
3,981.5
M-Commerce
-
1,571.4
3,300.0
6,105.0
10,073.3
15,613.5
Number of Cards by Issuer 2009-2013 ('000 cards)
Bank Central Asia Tbk PT
11,268.5
13,116.2
14,320.0
16,574.0
18,539.0
n/a
Bank Negara Indonesia (Persero)
Tbk PT
8,482.4
11,500.7
13,422.0
15,635.0
17,515.3
n/a
Bank Mandiri (Persero) Tbk PT
9,983.3
10,881.2
12,669.7
15,898.2
16,935.0
n/a
Bank CIMB Niaga Tbk PT
5,191.8
6,451.8
8,155.4
10,648.4
12,857.7
n/a
Bank Mega Tbk PT
675.7
736.0
1,343.1
3,033.0
3,900.0
n/a
Bank Danamon Indonesia Tbk
PT
1,606.4
1,812.3
2,075.5
2,350.1
2,700.0
n/a
Bank Permata Tbk PT
1,234.6
1,304.4
1,843.3
2,209.3
2,350.0
n/a
Bank Internasional Indonesia
Tbk PT
1,245.7
1,433.6
1,692.5
1,958.9
2,141.5
n/a
Citigroup Inc
1,651.3
1,855.5
1,536.7
1,325.2
1,500.0
n/a
HSBC Holdings Plc
448.1
460.2
510.1
575.0
550.0
n/a
ANZ Panin Bank PT
336.1
348.3
367.3
376.5
350.0
n/a
Others
19,501.2
24,761.6
34,715.9
44,795.8
53,176.3
n/a
Total
61,625.1
74,661.8
92,651.6
115,379.5 132,514.8 n/a
Number of Cards by Operator 2009-2013 ('000 cards)
MasterCard International Inc
19,736.9
25,083.4
31,268.1
38,313.5
47,322.7
n/a
Visa Inc
20,672.0
22,113.3
25,212.0
29,015.6
29,722.0
n/a
Rintis Sejahtera PT
7,990.0
8,691.0
9,620.0
10,674.0
11,639.0
n/a
Artajasa Pembayaran Elektronis
PT
2,469.1
3,470.0
4,658.4
5,784.3
5,905.1
n/a
American Express Co
573.8
610.6
648.0
659.3
692.0
n/a
JCB Co Ltd
210.2
229.4
246.9
258.7
310.4
n/a
Others
9,973.1
14,464.2
20,998.2
30,674.1
36,923.6
n/a
Total
61,625.1
74,661.8
92,651.6
115,379.5 132,514.8 n/a
Card Payment Transactions Value by Operator 2009-2013 (IDR tn)
MasterCard International Inc
79.3
94.6
113.6
136.7
167.8
n/a
Visa Inc
86.8
105.1
120.8
138.0
158.3
n/a
American Express Co
7.5
8.8
10.1
11.1
12.9
n/a
Rintis Sejahtera PT
8.3
6.8
7.4
8.7
10.5
n/a
Artajasa Pembayaran Elektronis
PT
3.3
4.0
5.4
7.3
8.6
n/a
Daya Network Lestari PT
1.7
2.2
2.9
3.7
4.2
n/a
JCB Co Ltd
1.9
2.7
2.6
2.7
3.6
n/a
Bank Mandiri (Persero) Tbk PT
0.0
0.0
0.1
1.0
1.5
n/a
Telekomunikasi Selular PT
0.0
0.3
0.4
0.6
0.7
n/a
Bank Central Asia Tbk PT
0.3
0.2
0.4
0.4
0.5
n/a
Others
0.1
0.1
0.1
0.7
1.1
n/a
Total
189.3
224.7
263.7
310.8
369.7
n/a