Retail Payment Systems

In the OIC Member Countries

105

ANNEX 1. COUNTRY PROFILE

Table A1. Egypt: Market data and indicators

2009

2010

2011

2012

2013

2014

No of POS terminals (‘000 units)

36.7

33.9

37.0

42.5

48.4

54.4

No of ATMs (‘000 units)

4.2

4.8

5.3

6.0

6.5

7.0

Value Lost to Fraud 2009-2014

(EGP mn)

331.9

404.3

570.8

717.1

783.8

870.8

Financial Cards by Category: Number of Cards in Circulation 2009-2014 ('000 cards)

ATM Function

9,210.6

11,568.6

12,380.4

13,308.9

14,413.6

15,725.2

Charge Card Function

Credit Function

1,631.0

1,757.4

1,834.2

1,943.7

2,197.6

2,397.5

Debit Function

8,283.9

10,732.6

11,830.6

12,488.3

13,307.6

14,432.1

Pre-Paid Function

40.6

79.1

151.8

220.2

Store Cards

Financial Cards in Circulation

10,025.6

12,393.8

13,298.6

13,983.3

15,204.1

16,604.4

Financial Cards Transactions by Category: Value 2009-2014 (EGP bn)

ATM Transactions

145.8

172.0

189.2

199.8

214.6

238.0

Card Payment Transactions

74.5

87.6

104.8

123.5

144.9

167.6

- Charge Card Transactions

- Credit Card Transactions

25.2

29.5

34.9

40.2

46.6

53.6

- Debit Transactions

49.2

58.1

69.7

83.0

97.5

112.8

- Pre-Paid Transactions

0.2

0.4

0.8

1.2

- Store Card Transactions

Total Cards Transactions

220.3

259.7

294.1

323.4

359.5

405.7

Financial Cards by Category: Number of Transactions 2009-2014 (mn transactions)

ATM Transactions

442.1

517.3

545.9

557.2

569.1

590.7

Card Payment Transactions

319.1

359.9

397.3

448.4

515.6

594.4

- Charge Card Transactions

- Credit Card Transactions

70.3

80.5

88.3

97.9

112.9

129.6

- Debit Transactions

248.8

279.4

307.5

347.5

397.0

456.6

- Pre-Paid Transactions

1.5

2.9

5.7

8.2

- Store Card Transactions

Total Cards Transactions

761.2

877.2

943.3

1,005.6

1,084.6

1,185.1

Financial Cards by Category: Number of Accounts 2009-2014 ('000 accounts)

Charge Card Function

Credit Function

1,223.3

1,318.1

1,375.7

1,457.8

1,688.8

1,798.2

Debit Function

7,455.5

9,659.4

10,647.5

11,239.5

11,976.8

12,988.9

Store Cards

Financial Cards in Circulation

8,678.8

10,977.4

12,023.2

12,697.3

13,665.6

14,787.0

Consumer Payments by Category: Value 2009-2014 (EGP bn)

Card Payment Transactions (Excl

Commercial)

74.5

87.6

104.8

123.5

144.9

167.6

Electronic Direct/ACH

Transactions

0.0

0.1

Paper Payment Transactions

645.1

717.5

817.0

946.4

1,065.4

1,056.2

- Cash Transactions

644.6

716.9

816.4

945.7

1,064.6

1,055.4

- Other Paper Payment Types

0.6

0.7

0.8

Consumer Payment Transactions

719.7

805.2

921.9

1,070.0

1,210.3

1,223.9

Consumer Payments by Category: Number of Transactions 2009-2014 (mn transactions)