Retail Payment Systems

In the OIC Member Countries

111

Commercial)

Electronic Direct/ACH

Transactions

0.2

0.4

0.8

1.2

1.9

2.7

Paper Payment Transactions

4,645.3

4,749.4

4,854.6

4,961.0

5,068.0

5,175.1

- Cash Transactions

4,644.8

4,749.0

4,854.3

4,960.6

5,067.7

5,174.8

- Other Paper Payment Types

0.5

0.4

0.3

Consumer Payment

Transactions

4,907.4

5,025.3

5,150.4

5,306.6

5,435.6

5,569.6

M-Commerce by Category: Value

2009-2014 (MAD mn)

Mobile Phone M-Commerce

270.8

365.2

- Mobile Phone - Proximity

- Mobile Phone - Remote

270.8

365.2

Tablet M-Commerce

30.1

45.1

M-Commerce

88.4

115.6

155.3

213.9

300.9

410.4

Number of Cards by Issuer 2009-2013 (‘000 cards)

AttijariWafa Bank

1,373.3

1,526.7

1,525.5

1,664.1

1,879.6

n/a

Banque Populaire, Groupe

887.1

974.3

963.3

1,046.6

1,168.1

n/a

BMCE

883.0

982.0

980.7

1,070.6

1,168.1

n/a

Société Générale, Groupe

561.2

618.6

611.7

661.1

720.9

n/a

BMCI

338.2

368.7

362.0

387.7

408.8

n/a

Credit Du Maroc

266.5

286.7

277.0

292.2

318.6

n/a

CIH

87.0

98.6

99.4

110.0

122.1

n/a

Others

1,974.5

2,186.2

3,203.5

3,988.6

4,004.9

n/a

Total

6,371.0

7,041.7

8,023.2

9,220.9

9,791.1

n/a

Number of Cards by Operator 2009-2013 (‘000 cards)

Visa Inc

4,312.5

4,563.4

4,956.2

5,722.8

6,122.0

n/a

MasterCard International Inc

315.7

359.8

392.5

361.5

358.2

n/a

Others

1,742.7

2,118.6

2,674.5

3,136.5

3,310.9

n/a

Total

6,371.0

7,041.7

8,023.2

9,220.9

9,791.1

n/a

Card Payment Transactions Value by Operator 2009-2013 (MAD mn)

Visa Inc

104,660.4 113,374.9 121,985.9 140,193.8 150,076.2 n/a

MasterCard International Inc

6,617.8

7,793.4

8,673.3

8,155.1

7,928.7

n/a

Others

1,136.0

1,547.4

2,105.2

2,515.6

2,695.1

n/a

Total

112,414.1 122,715.7 132,764.4 150,864.4 160,700.0 n/a

Card Payment Transactions Value by Issuer 2009-2013 (MAD mn)

AttijariWafa Bank

28,697.3

31,506.2

34,261.8

40,027.9

43,680.6

n/a

Banque Populaire, Groupe

19,772.9

21,432.1

23,028.9

26,389.6

28,829.5

n/a

BMCE

18,395.4

20,192.6

21,975.4

24,206.9

27,889.4

n/a

Société Générale, Groupe

11,721.7

12,751.0

14,972.9

16,189.0

16,801.9

n/a

BMCI

7,548.6

8,138.3

8,707.1

10,162.8

11,074.6

n/a

Credit Du Maroc

5,578.3

5,939.2

6,247.6

6,815.4

7,494.3

n/a

CIH

1,808.4

2,013.2

2,236.8

2,668.8

3,098.7

n/a

Aksal Groupe SA

267.0

367.4

504.9

675.7

811.0

n/a

Marjane Holding SA

263.0

362.0

497.4

642.8

754.9

n/a

Comptoir Métallurgique

Marocain

140.1

192.8

265.0

328.1

387.6

n/a

Digibuy SA

78.0

107.3

147.5

182.6

216.5

n/a

Al Mazar SA

64.3

88.4

121.5

154.2

176.6

n/a

Others

18,079.0

19,625.2

19,797.5

22,420.5

19,484.2

n/a

Total

112,414.1 122,715.7 132,764.4 150,864.4 160,700.0 n/a

Source: Euromonitor International from official statistics, trade associations, trade press, company research,

trade interviews, trade sources