Retail Payment Systems
In the OIC Member Countries
114
Table A7. Paper vs non-paper based instruments 2012
Paper- based Instrument Percentage share in
number of transactions
Percentage share in
value of transactions
Cash cheques 46% 47%
Transfer cheques 31% 26%
Clearing cheques 17% 16%
Pay orders 2% 4%
Demand drafts 2% 2%
Tele transfers 0% 2%
Others 2% 3%
e-Banking instruments Sources of e-banking
transactions & number
(000)
Sources of e-banking
transactions & value
(Rs billion)
ATM 61% 7%
RTOB 29% 91%
POS 6% 0%
Internet banking 3% 2%
Mobile banking 1% 0%
Call center 0% 0%
Source: Quarterly Reports on Payments System (2012)