Retail Payment Systems

In the OIC Member Countries

107

Table A2. Indonesia: Market Data and Indicators

2009

2010

2011

2012

2013

2014

No of POS terminals (‘000 units)

262.6

315.2

381.4

495.5

581.8

698.1

No of ATMs (‘000 units)

33.2

47.0

54.5

59.3

68.0

76.3

Value Lost to Fraud 2009-2014

(IDR mn)

44,361.9

39,397.6

36,732.0

39,003.1

34,180.0

31,342.2

Financial Cards in Circulation by Type: % Number of Cards 2009-2014

Contact Smart Cards

20.0

20.7

22.5

23.0

25.0

27.0

Contactless Smart Cards

7.5

13.8

16.1

20.0

20.5

21.0

Non-Smart Cards

72.5

65.4

61.4

57.0

54.5

52.0

Total

100.0

Number of Cards in Circulation 2009-2014 ('000 cards)

ATM Function

56,789.4

65,213.8

78,170.7

92,569.7

104,554.0 118,386.3

Charge Card Function

405.8

444.4

453.9

457.7

456.2

454.3

Credit Function

11,826.4

13,096.3

14,296.8

14,324.6

14,635.5

15,176.1

Debit Function

41,151.9

48,873.1

59,761.3

73,219.4

83,170.1

95,313.0

Pre-Paid Function

4,850.3

10,644.0

14,509.0

23,499.6

29,620.9

37,108.0

Store Cards

Financial Cards in Circulation

61,625.1

74,661.8

92,651.6

115,379.5 132,514.8 152,724.2

Financial Cards Transactions by Category: Value 2009-2014 (IDR tn)

ATM Transactions

796.0

930.5

1,162.1

1,426.7

1,678.6

1,945.9

Card Payment Transactions

189.3

224.7

263.7

310.8

369.7

465.8

- Charge Card Transactions

4.7

5.6

6.3

6.9

7.6

8.6

- Credit Card Transactions

128.0

153.1

171.9

190.6

211.5

235.2

- Debit Transactions

56.2

65.3

84.6

110.7

147.1

217.5

- Pre-Paid Transactions

0.4

0.7

1.0

2.5

3.5

4.5

- Store Card Transactions

Total Cards Transactions

985.3

1,155.2

1,425.9

1,737.4

2,048.2

2,411.7

Financial Cards by Category: Number of Transactions 2009-2014 (mn transactions)

ATM Transactions

1,139.4

1,307.6

1,620.7

1,958.2

2,304.9

2,651.0

Card Payment Transactions

295.6

348.4

393.3

510.6

644.8

815.9

- Charge Card Transactions

3.3

3.5

3.8

4.0

4.3

4.5

- Credit Card Transactions

176.7

193.5

204.1

216.7

234.3

253.9

- Debit Transactions

98.2

111.7

138.3

184.9

242.9

340.9

- Pre-Paid Transactions

17.5

39.7

47.1

105.0

163.3

216.6

- Store Card Transactions

Total Cards Transactions

1,435.0

1,656.1

2,014.0

2,468.7

2,949.7

3,466.9

Financial Cards by Category: Number of Accounts 2009-2014 ('000 accounts)

Charge Card Function

335.3

337.6

341.7

344.1

342.6

339.1

Credit Function

4,548.6

4,793.7

5,225.1

5,799.9

6,959.9

7,358.7

Debit Function

41,151.9

48,873.1

59,761.3

73,219.4

83,170.1

95,313.0

Store Cards

Financial Cards in Circulation

46,035.8

54,004.4

65,328.1

79,363.4

90,472.6

103,010.7

Consumer Payments by Category: Value 2009-2014 (IDR tn)

Card Payment Transactions (Excl

Commercial)

182.8

217.1

255.1

300.2

357.1

451.4

Electronic Direct/ACH

Transactions

542.4

677.9

831.2

963.1

1,059.5

1,181.3

Paper Payment Transactions

3,028.6

3,354.9

3,730.3

4,134.8

4,663.0

4,927.8

- Cash Transactions

3,027.5

3,353.7

3,728.8

4,133.2

4,661.2

4,925.9

- Other Paper Payment Types

1.1

1.2

1.4

1.5

1.7

1.9

Consumer Payment

Transactions

3,753.8

4,250.0

4,816.6

5,398.1

6,079.6

6,560.5

Consumer Payments by Category: Number of Transactions 2009-2014 (mn transactions)

Card Payment Transactions (Excl

284.9

336.9

380.9

496.2

628.4

797.4