Retail Payment Systems

In the OIC Member Countries

118

Table A9. UAE: Market Data and Indicators

2009

2010

2011

2012

2013

2014

No of POS terminals (‘000 units)

97.8

104.5

106.5

108.0

112.0

114.0

No of ATMs (‘000 units)

3.6

3.8

4.2

4.5

4.9

Value Lost to Fraud 2009-2014

(AED mn)

49.9

52.8

56.1

57.6

60.5

62.1

Financial Cards in Circulation by Type: % Number of Cards 2009-2014

Contact Smart Cards

28.0

29.0

30.0

31.0

32.0

33.0

Contactless Smart Cards

2.0

2.5

3.0

3.5

4.0

4.5

Non-Smart Cards

70.0

68.5

67.0

65.5

64.0

62.5

Total

100.0

Financial Cards by Category: Number of Cards in Circulation 2009-2014 ('000 cards)

ATM Function

5,867.7

6,117.0

6,740.3

7,641.9

8,423.7

9,255.1

Charge Card Function

43.7

45.5

47.6

50.0

52.7

55.3

Credit Function

2,939.7

3,087.9

3,350.0

3,650.0

3,986.5

4,383.4

Debit Function

4,551.8

4,885.7

5,240.8

5,757.0

6,256.7

6,863.0

Pre-Paid Function

1,210.9

1,626.2

2,033.1

2,400.0

2,746.3

3,082.3

Store Cards

Financial Cards in Circulation

8,746.0

9,645.2

10,671.5

11,857.0

13,055.7

14,303.8

Financial Cards Transactions by Category: Value 2009-2014 (AED bn)

ATM Transactions

190.8

243.5

274.3

300.9

319.6

342.7

Card Payment Transactions

56.2

60.4

64.4

69.1

74.5

81.4

- Charge Card Transactions

0.2

0.3

- Credit Card Transactions

36.7

38.2

40.0

41.9

44.2

47.3

- Debit Transactions

16.6

17.4

18.9

20.8

22.8

25.2

- Pre-Paid Transactions

2.7

4.6

5.3

6.2

7.2

8.6

- Store Card Transactions

Total Cards Transactions

247.0

303.9

338.7

370.0

394.1

424.0

Financial Cards by Category: Number of Transactions 2009-2014 (mn transactions)

ATM Transactions

286.3

300.9

323.5

349.7

381.2

416.5

Card Payment Transactions

199.1

209.3

226.7

246.5

269.3

297.6

- Charge Card Transactions

1.8

1.9

2.0

2.2

2.4

2.5

- Credit Card Transactions

100.8

105.2

112.1

120.2

129.7

142.0

- Debit Transactions

78.6

80.2

86.6

93.7

101.2

110.4

- Pre-Paid Transactions

18.0

21.9

26.0

30.5

36.1

42.7

- Store Card Transactions

Total Cards Transactions

485.4

510.2

550.2

596.2

650.5

714.1

Financial Cards by Category:

Number of Accounts 2009-2014

('000 accounts)

Charge Card Function

43.6

44.8

46.3

48.7

52.0

55.2

Credit Function

876.1

867.2

883.4

910.0

951.5

999.0

Debit Function

4,539.3

4,812.5

5,117.6

5,460.0

5,844.9

6,311.9

Store Cards

Financial Cards in Circulation

5,459.0

5,724.5

6,047.3

6,418.7

6,848.5

7,366.1

Consumer Payments by Category: Value 2009-2014 (AED bn)

Card Payment Transactions (Excl

Commercial)

39.2

42.4

45.4

49.1

53.3

58.6

Electronic Direct/ACH

Transactions

8.1

9.1

10.3

11.7

13.1

14.9

Paper Payment Transactions

308.7

317.5

356.4

378.7

402.6

398.8

- Cash Transactions

260.3

269.0

298.2

322.6

349.7

377.5

- Other Paper Payment Types

48.4

48.5

58.2

56.1

52.9

21.4

Consumer Payment Transactions

356.0

369.0

412.1

439.4

469.0

472.3

Consumer Payments by Category: Number of Transactions 2009-2014 (mn transactions)