Retail Payment Systems
In the OIC Member Countries
119
Card Payment Transactions (Excl
Commercial)
167.9 176.3 191.4 208.5 228.2 252.4
Electronic Direct/ACH
Transactions
49.9 57.3 65.8 75.9 87.5 101.2
Paper Payment Transactions 3,329.5 3,298.4 2,999.6 2,850.5 2,733.5 2,594.6
- Cash Transactions 3,260.3 3,227.1 2,913.2 2,766.5 2,653.6 2,562.3
- Other Paper Payment Types 69.2 71.2 86.4 84.0 79.9 32.3
Consumer Payment Transactions 3,547.2 3,531.9 3,256.8 3,134.8 3,049.2 2,948.3
M-Commerce by Category: Value 2009-2014 (AED mn)
Mobile Phone M-Commerce - - - - 35.9 52.0
- Mobile Phone - Proximity - - - - 3.1 5.1
- Mobile Phone - Remote - - - - 32.7 46.9
Tablet M-Commerce - - - - 24.3 34.8
M-Commerce 25.6 38.2 42.3 47.2 60.1 86.8
Number of Cards by Issuer 2009-2013 ('000 cards)
Emirates NBD 1,248.7 1,453.6 1,618.7 1,811.3 1,998.8
National Bank of Abu Dhabi 940.9 1,124.2 1,264.9 1,410.2 1,556.2
Abu Dhabi Islamic Bank 928.6 1,043.7 1,167.4 1,309.1 1,453.1
Abu Dhabi Commercial Bank 747.5 867.3 1,032.3 1,249.6 1,381.3
National Bank of Ras Al-Khaimah 787.0 882.8 1,005.5 1,204.3 1,331.7
Dubai Islamic Bank 703.5 823.7 958.3 1,137.7 1,266.4
Mashreq Bank 620.0 706.5 782.5 872.3 964.8
CitiBank, UAE 598.0 688.1 728.9 774.7 825.1
HSBC Bank Middle East 501.2 562.1 632.5 679.5 740.3
First Gulf Bank PJSC 325.4 348.9 364.5 392.7 429.5
Union National Bank 193.5 203.5 214.4 233.3 249.4
Standard Chartered Bank Plc 397.5 357.6 275.5 224.9 235.0
American Express Co 142.0 150.8 161.3 173.7 189.3
Royal Bank of Scotland Group 554.0 - - - -
Emirates Bank International - - - - -
National Bank of Dubai - - - - -
Others 58.3 432.4 464.8 383.7 434.8
Total 8,746.0 9,645.2 10,671.5 11,857.0 13,055.7
Number of Cards by Operator 2009-2013 ('000 cards)
Visa Inc 5,462.0 5,960.1 6,538.8 7,258.3 7,991.4
MasterCard International Inc 2,820.5 3,127.2 3,469.0 3,847.3 4,232.7
American Express Co 142.0 150.8 161.3 173.7 188.0
Diners Club UAE 45.3 48.2 55.0 56.0 60.1
Others 276.2 358.8 447.4 521.6 583.6
Total 8,746.0 9,645.2 10,671.5 11,857.0 13,055.7
Card Payment Transactions Value by Operator 2009-2013 (AED mn)
Visa Inc 29,659.3 30,971.3 32,815.0 35,062.4 37,584.2
MasterCard International Inc 22,032.5 23,055.9 24,736.7 26,320.4 28,150.2
Road & Transport Authority (RTA) 2,151.0 3,743.6 3,995.0 4,480.8 5,281.1
American Express Co 1,501.2 1,497.7 1,506.9 1,568.3 1,630.2
Diners Club UAE 515.0 524.9 497.4 484.0 513.8
Majid Al Futtaim Finance LLC 105.9 237.4 312.9 376.1 439.6
M H Alshaya Co - - 207.1 320.1 375.0
Department of Transport 43.0 95.9 122.4 168.6 198.8