Improving Banking Supervisory Mechanisms
In the OIC Member Countries
109
Figure 95: Profitability of the Banking Sector, Algeria
Source: Bankscope
Figure 96: Liability Decomposition, Algeria
Source: Bankscope
o Saudi Arabia
Saudi Arabia banking sector asset composition is dominated by loans following the common
observation for the selected OIC member countries hence the majority of risk stems from the
credit risk. Loans decomposition suggests a relatively higher fraction of credits to the
corporate sector, again confirming an efficient intermediation of funds.
Net Interest
Income
56%
Non-
Interest
Operating
Income
44%
Profitability of the Banking Sector
Total Customer
Deposits
83%
Deposits from
Banks
5%
Other
1%
Total Equity
11%
Liability Decomposition