Retail Payment Systems

In the OIC Member Countries

middle-income group, it is gaining importance. Banking indicators in the OIC countries can be

compared with their regional context through the World Bank regional table, below.

Table 3. Worldwide comparison of banking indicators

ATMs

(per

100,000

adults)

Account at a

financial

institution (% age

15+)

Credit card (%

age 15+)

Bank

branches

(per

100,000

adults )

Debit card (% age

15+)

Mobile

account

(% age

15+)

2011

2014

2011

2014

2011

2014

World

31.2546

50.5958

60.6984

14.8821

17.5636

11.497

30.4972

40.0978

2.0208

High income:

non OECD

58.6305

57.5792

72.8403

17.942

27.7655

18.8487

39.8471

51.2361

Europe &

Central Asia

(developing

only)

41.8614

43.255

51.38

19.698

18.462

19.4089

36.3583

36.8608

0.25568

Latin

America &

Caribbean

(developing

only)

30.1131

39.256

51.1431

18.1768

21.6203

14.438

28.9314

40.414

1.72434

Sub-Saharan

Africa

(developing

only)

3.92903

23.8744

28.9014

2.95794

2.68473

3.53772

15.0128

17.8662

11.5144

East Asia &

Pacific

(developing

only)

17.0078

55.1396

68.7566

6.6583

12.5329

34.6706

42.9495

0.40072

Middle East

(Developing

only)

12.2986

10.8802

13.9674

1.80335

2.06701

7.3975

5.47346

8.53036

0.68087

Egypt, Arab

Rep.

9.27037

9.71998

13.6518

1.39287

1.88088

4.64224

5.11454

9.58002

1.14494

Indonesia

16.7881

19.582

35.9474

0.49567

1.59536

8.69029

10.5394

25.9448

0.44963

Ivory Coast

4.44074

15.1363

1.17971

4.29021

5.46238

24.2614

Morocco

21.5126

39.0701

4.46599

21.9751

22.394

Nigeria

11.8429

29.6675

44.1732

0.79118

2.75945

6.3547

18.5561

35.6052

2.29496

Pakistan

4.70858

10.3063

8.70614

0.709

0.12597

8.50982

2.87239

2.94328

5.7998

Turkey

58.8439

57.6014

56.5126

45.0846

32.8248

18.2542

56.6381

43.2504

0.8082

United Arab

Emirates

54.3475

59.7324

83.2043

29.9836

37.424

11.7501

55.4096

76.9049

11.491

Source: Global Findex (Global Financial Inclusion Database) 2015