Risk Management in

Islamic Financial Instruments

APPENDIX D: SURVEY QUESTIONNAIRE OF RISK MANAGEMENT

Part I: Risk Perception

(Please circle ONLY ONE number that best reflects your opinion, NS = Not Serious, CS= Critically Serious)

CS

NS

5

4

3

2

1

Risk Perception-Overall Risks Faced by Islamic Financial Institutions

1

Credit Risk

5

4

3

2

1

2

Mark-up Risk

5

4

3

2

1

3

Liquidity Risk

5

4

3

2

1

4

Market Risk

5

4

3

2

1

5

Operational Risk

5

4

3

2

1

Risk Perception-Risks in different Modes of Financing

1

Murabahah

Credit Risk

5

4

3

2

1

Mark-up Risk

5

4

3

2

1

Liquidity Risk

5

4

3

2

1

Operational Risk

5

4

3

2

1

2

Mudarabah

Credit Risk

5

4

3

2

1

Mark-up Risk

5

4

3

2

1

Liquidity Risk

5

4

3

2

1

Operational Risk

5

4

3

2

1

3

Musharakah

Credit Risk

5

4

3

2

1