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DEFINITIONS OF SELECTED FINANCIAL BENCHMARKING DATA42
Financial Access
Bank Accounts per 1,000
Adults
Depositors with commercial banks are the reported number of deposit
account holders at commercial banks and other resident banks
functioning as commercial banks that are resident nonfinancial
corporations (public and private) and households. For many countries
data cover the total number of deposit accounts due to lack of
information on account holders. The major types of deposits are
checking accounts, savings accounts, and time deposits. For each
country calculated as: 1,000* reported number of depositors/adult
population in the reporting country.
Bank Branches per
100,000 Adults
Commercial bank branches are retail locations of resident commercial
banks and other resident banks that function as commercial banks that
provide financial services to customers and are physically separated
from the main office but not organized as legally separated
subsidiaries. For each country calculated as: 100,000* reported
number of commercial bank branches/adult population in the
reporting country.
Firms with a bank loan or
line of credit (%)
Percentage of firms in the formal sector with a line of credit or a loan
from a formal financial institution, such as a bank, credit union,
microfinance institution, or cooperative.
Saved at a financial
institution in the past year
(% age 15+)
The percentage of respondents who report saving or setting aside any
money by using an account at a formal financial institution such as a
bank, credit union, microfinance institution, or cooperative in the past
12 months (% age 15+).
Financial Depth
Private credit by deposit
money banks to GDP (%)
The financial resources provided to the private sector by domestic
money banks as a share of GDP. Domestic money banks comprise
commercial banks and other financial institutions that accept
transferable deposits, such as demand deposits.
Deposit money banks'
assets to GDP (%)
Total assets held by deposit money banks as a share of GDP. Assets
include claims on domestic real nonfinancial sector which includes
central, state and local governments, nonfinancial public enterprises
and private sector. Deposit money banks comprise commercial banks
and other financial institutions that accept transferable deposits, such
as demand deposits.
Stock market
capitalization to GDP (%)
Market capitalization (also known as market value) is the share price
times the number of shares outstanding (including their several
classes) for listed domestic companies. Total value of all listed shares
in a stock market as a percentage of GDP.
Stock market total value
traded to GDP (%)
Total value of all traded shares in a stock market exchange as a
percentage of GDP.
42 World Bank Global Financial Development Database