Facilitating Smallholder Farmers’ Market Access
In the OIC Member Countries
73
Access to finance
As indicated in Indonesia’s financial sector has a relatively strong capacity to
provide credit. Rural and urban households appear to have significant scope to tap into
credit markets, although access to credit and financial services in rural areas lags access in
urban areas.
Based on the World
Bank’s Global Financial
Inclusion database,134
depicts the
share of surveyed
individuals who had an
account at a financial
institution and the
share of surveyed
individuals (age 15+)
who had taken out a
loan. In rural and
urban areas, a
relatively high share of
individuals had
recently borrowed
money. Just under 50
percent of those
surveyed in rural areas
had obtained a loan in the past year, compared to just over 50 percent in urban areas.
134 Global Findex (World Bank 2014c).
FIGURE 43: EXPECTED YEARS OF SCHOOLING, INDONESIA
Source: World Development Indicators (World Bank 2014h).
FIGURE 44: FINANCIAL SERVICES IN RURAL AND URBAN
INDONESIA
Source: Global Findex (World Bank 2014c).