Risk Management in
Islamic Financial Instruments
68
Chart 4.5: Asset Quality Ratios for MENA Region
Source: BankScope Database 2013
Chart 4.6: Capital Adequacy Ratio for MENA Region
Source: BankScope Database 2013
7,70
9,78
35,23
3,12 3,22
16,05
53,38
13,09
0
10
20
30
40
50
60
Loan Loss Res / Gross Loans
%
2011
Loan Loss Prov / Net Int Rev
%
2011
Loan Loss Res / Impaired
Loans
%
2011
NCO / Net Inc Bef Ln Lss
Prov
%
2011
MENA ISLAMIC MENA Convetional
9,94
14,53
45,38
64,45
8,58 10,51
14,08
9,23
0
10
20
30
40
50
60
70
Tier 1 Ratio
%
2011
Total Capital Ratio
%
2011
Equity / Net Loans
%
2011
Equity / Liabilities
%
2011
MENA ISLAMIC MENA Convetional