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Risk Management in

Islamic Financial Instruments

145

would allow smaller investors to participate. Such an Islamic finance arrangement would

allow for vital infrastructure projects to be undertaken in emerging economies without the

need to overburden the budgets of emerging governments. As a result, emerging economies

can experience more consistent growth and more stable governments.

Zakāh and Awqāf also play an important role in Islamic economies. An important tenant in

Islam provides for the care of those in need and the fairness of economic transactions. Zakāh

and Awqāf are two mechanisms that not only accomplish those religious goals, but also can

have positive impacts on the alleviation of poverty and fostering equal access to economic

opportunities. Therefore, there are several aspects of Islamic finance that can have a positive

external effect on promoting economic growth and fairness, especially in emerging economies.

As a result, a healthy Islamic financial system can help to reduce poverty and promote

economic growth through equality.