Risk Management in
Islamic Financial Instruments
96
Chart 4.45: Operational Efficiency Ratios for Bangladesh Banking sector
Source: BankScope Database 2013
Chart 4.46: Liquidity Ratio for Bangladesh Banking sector
Source: BankScope Database 2013
4,69
3,93
3,34
2,73
1,39
15,82
19,59
4,04
3,42
4,68
2,44
-0,93
18,15
-5
0
5
10
15
20
25
Net Interest
Margin
%
2011
Net Int Rev / Avg
Assets
%
2011
Non Int Exp /
Avg Assets
%
2011
Pre-Tax Op Inc /
Avg Assets
%
2011
Return On Avg
Assets (ROAA)
%
2011
Return On Avg
Equity (ROAE)
%
2011
Dividend Pay-
Out
%
2011
Bangladesh Conventional Bangladesh Islamic
57,98 53,78
65,02
17,51
128,05
72,83
79,09
18,33
0
20
40
60
80
100
120
140
Interbank Ratio
%
2011
Net Loans / Tot Assets
%
2011
Net Loans / Dep & ST
Funding
%
2011
Liquid Assets / Dep & ST
Funding
%
2011
Bangladesh Conventional Bangladesh Islamic