Improving Banking Supervisory Mechanisms
In the OIC Member Countries
91
Figure 54: Securities Decomposition, Malaysia
Source: Bankscope
Figure 55: Loan Decomposition, Malaysia
Source: Bankscope
Malaysian banks are more inclined to distribute commercial and corporate loans rather than
consumer credits. From the efficiency point of view for the banking sector, banking sector is
close to the financial intermediation role as it uses most of the assets to finance real sector and
mobilizes resources to productive investments. Only one-third of credits extended by
Malaysian banks are in the form of consumer loans.
Trading Sec. & at
FV
through Income
2%
Available for
Sale Securities
44%
Held to
Maturity
Securities
54%
Securities Decomposition
Other Consumer
Retail Loans (%
of G. Loans)
31%
Corporate &
Commercial
Loans (% of G.
Loans)
66% Other Loans (%
of G. Loans)
3%
Loan Decomposition