ACKNOWLEDGEMENTS
This report has been commissioned by the COMCEC Coordination Office to the project
team led by Mona Sur from the World Bank. Views and opinions expressed in the
report are solely those of the authors and do not represent the official views of the
COMCEC Coordination Office, World Bank or the Member States of the Organization
of Islamic Cooperation. Excerpts from the report can be made as long as references are
provided. All intellectual and industrial property rights for the report belong to the
COMCEC Coordination Office. This report is for individual use and it shall not be used
for commercial purposes. Except for purposes of individual use, this report shall not be
reproduced in any form or by any means, electronic or mechanical, including printing,
photocopying, CD recording, or by any physical or electronic reproduction system, or
translated and provided to the access of any subscriber through electronic means for
commercial purposes without the permission of the COMCEC Coordination Office.